Think this topic is too early? Think again! The 2020 hurricane season is less than 100 days away so read on to learn more about what’s in store for this year’s hurricane season and how you should prepare.
Each year, weather research experts at Colorado State University in the Department of Atmospheric Science review historical information and conduct sophisticated data modeling to make predictions about hurricane landfalls for the subsequent year. This article will review their findings.
Will a hurricane impact your state in 2020?
Floridians beware. The December 2019 study predicts Florida has a 51% chance of a hurricane impacting the state.
Researchers also predict that Texas has a 33% chance of being impacted by a hurricane, Louisiana has a 30% chance of being impacted by a hurricane, and North Carolina has a 28% chance of being impacted by a hurricane. Below is the full list of states predicted to be impacted by a hurricane.
Will a major hurricane impact your state in 2020?
More bad news for Florida. Residents of Florida have a 21% probability that a major hurricane will impact their state in 2020. This news is disheartening as residents of the Florida Panhandle are still recovering from Hurricane Michael, a Category 5 storm that terrorized the Florida Panhandle in 2018. Residents of Texas and Louisiana have a 12% probability that a major hurricane will hit their states, followed by North Carolina with a probability of 8%.
Below is the full list of states predicted to be impacted by a hurricane.
What should property owners do to prepare for the 2020 hurricane season?
Please don’t delay in preparing for this year’s potentially very active, and very disastrous, hurricane season. Here’s what you should do right now:
- Review your property’s insurance policy and ask questions. If there’s anything you don’t understand 100%, contact your insurance company and ask them to explain it. Insurance policies are complicated and full of insurance jargon. They are also legally binding contracts so be aware of what you signed up for and what it does and doesn’t cover.
- Determine if you have enough insurance coverage. Review your coverage amount. Be sure that, in a worst-case scenario, such a major hurricane demolishing your property, you will have enough coverage to rebuild to the same specifications and standards.
- Take a video of the outside and inside of your property. In the event a hurricane hits your property, you will want to have evidence of its good condition prior to the hurricane hitting. Don’t give the insurance company an opportunity to claim that your damage was preexisting.
- Catalog the items in your home and put receipts in a safe place. Take a video or take pictures of your items as proof of ownership.
- Schedule to trim your trees in early June. If you’re in Florida, remove coconuts and other fruits from trees which may act as projectiles during wind storms and hurricanes.
Thank you for reading this important article. Best wishes for a safe and uneventful 2020 hurricane season.
CORE Public Adjusters helps property owners with insurance claims resulting from hurricane damage, water damage, and other damage covered by insurance policies. If you have property damage and need assistance to negotiate more for your claim, contact CORE Public Adjusters for an honest review of what we do and how we do it.
P.S. The Atlantic hurricane season runs from June 1 to November 30. In case you’re wondering, the 2020 storm names are: